Recurring expenses

Set it once. Forget about it. Forever.

Rent, Netflix, the gym, your phone bill, the insurance you'd otherwise forget. Tell Olik when and how much. We create the expense on schedule — on our server, not your phone, so it never misses, even when you're offline.

Why "I'll add it later" never works

Three things that make subscriptions blow your budget by stealth

Bills hit while you're busy

Rent gets charged on the 1st. You're at work. You'll add it tonight. Tonight you're tired. Tomorrow it's not even in your head. The expense never gets logged.

Subscriptions creep up unseen

Eight monthly services × $9.99 = $80 a month you don't think about. When you finally audit your bank statement, you find three you forgot you had.

Phone-side schedulers miss

Other apps fire on a local timer — but if your phone is off, on airplane mode, or low-battery saving, the timer never wakes. Half the expenses go missing every month.

Server-scheduled, phone-independent

Recurring expenses run on an hourly server scheduler. Doesn't matter if your phone is dead, in airplane mode, or you switched OS. The expense gets created on time, every time, and shows up the next time you open the app — already in the right category, group, and amount.

Daily, weekly, monthly, yearly

Most subscriptions are monthly, but some habits aren't. Daily coffee from the same café, weekly Sunday brunch, yearly insurance renewal — every cadence is supported. Pick the day of month, day of week, or exact date.

Share a recurring across a group

Rent split between four flatmates? Set it once on the group, choose the split (equal or custom), and every month each flatmate sees their share automatically — no monthly reminder, no awkward "have you added rent yet?" message in the chat.

How it stacks up

Olik Split Splitwise Tricount
Server-scheduled (phone-independent) Yes
Cadences supported Daily / weekly / monthly / yearly Monthly only
Group-shared recurring Yes Pro
Free tier Unlimited 3 max

You move into a new apartment with three roommates. Rent is €1,800, split four ways. Internet is €40, also four ways. Cleaner comes every two weeks, €60 paid by you, then split. You spend ten minutes one Saturday morning adding three recurring expenses to your roommates group.

For the next two years, you never think about it again. Each month, four expenses appear automatically. Each flatmate sees their share. Each settles up monthly. You spent ten minutes once. You'd otherwise have spent ten minutes every month forever.

~2h/year saved on a 4-roommate flat
0 missed months
Unlimited on free tier

Common questions

What if my rent goes up?

Edit the recurring expense once — change the amount, save. The next scheduled run uses the new value. Previously created instances stay as they were (historical accuracy).

Can I pause a recurring?

Yes. Toggle it off and the scheduler skips it until you toggle back on. Useful for travel months when you're not paying for the gym.

What if a recurring needs to skip a month?

After a run, the instance is editable — you can delete that single occurrence without affecting the schedule. The next month still fires normally.

Does it work with multi-currency?

Yes. Each recurring has its own currency. Useful if you're paying rent in EUR but tracking spending in USD — Olik converts both at the rate on the day each instance is created.

Will it remind me before the charge?

Optional. Turn on the "Notify 24h before" toggle and you'll get a push the day before each run, so you can edit the amount or skip if needed.

Set once. Sleep easy.

Free, unlimited recurring expenses, on every platform.